Common Pitfalls to Avoid When Applying for Social Security Disability Benefits

The process of applying for Social Security disability benefits can be daunting. You have to remember small details, track down medical records and fill out form after form. Here are some common pitfalls to avoid that could prevent you from getting your disability benefits.

The belief that your claim is somehow different than the others that have been denied.

Social Security examiners have no emotional investment in your claim. To them, your claim is just like any other. Initially, over 70% of SSDI claims are denied. After an appeal hearing, another 30-40% are denied. Denials are just a part of the process but you can prepare your claim to overcome the obstacles. So how do you make your claim stand out? Your diagnosis, prognosis and your functional limitations must be accurately reflected by your medical records.

The belief that a medical opinion stating that you are disabled is all you need to get disability benefits. 

    A doctor’s opinion can be helpful in obtaining Social Security disability benefits, but it needs to be validated by evidence. The claims adjusters do not know you or your doctor, nor will they have to opportunity to meet either of you. Medical or another type of evidence to substantiate your doctor’s opinion goes a long way.

The belief that you must wait at least 12 months to apply for benefits after becoming disabled.

You can apply for Social Security disability benefits the very day you become disabled. However, it is important that your disability is expected to last at least 12 months. This rule is the source of great confusion for many and can result in a massive loss in back pay. This is because the SSA is only allowed to pay you for up to one year prior to your application date. The best time to apply is immediately.

The belief that you cannot afford legal assistance with your claim.

There is no up front cost to work with us. We work on a contingency basis. Meaning, if you don’t win, we don’t get paid. With a combined 75 years of experience, our program consultants have the knowledge and the passion to get you approved for benefits. You don’t even have to hire us to talk to our experts about your claim. We can assist you at any point in the application and appeals process so give us a call today!